• Commercial
• Bridge
• Permanent
• Preferred Equity
• $1- $200M
• 80% Max LTV
Commercial Bridge
• Fix and Flip
• Construction (vertical)
• Land Development (horizontal)
• Bridge
• $75k - $20 million
• Multifamily all sizes
• Upto 24 months
Commercial Small
• SBA
• SBA 504
• Commercial
• Business Financing
• 30-yr Fixed Loan Programs
• Interest Only Options
• Full Doc & Lite Doc
• Owner/User Loans
• loan amounts 250k - $5 million
• 90% Max LTV
Fix and Flip Residential
• upto 90% of the purchase price
• 100% renovation
• 75% ARV
• 12-18 month tern
• 660 Min Fico
100% Fix and Flip Residential
• 100% of the purchase price
• 100% renovation
• 75% ARV
• no income verification
• no down payment
• Liquidity requirements $15,000 or 25% of rehab budget whichever is greater
• FICO 650 - 65%
• FICO 700 = 70% ARV
• 75% ARV based on following
• 1 loan with us or completed 3 projects with another lender
• 1-5 residential only
Investor Cash Flow / DSCR Residential
Qualify with DSCR on the subject property. No income or employment required
• Min 575 FICO
• Loan amounts up to $3M
• Available on SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos
• Non-Owner Occupied only
• No income or job verification
• No Prepay Options available
Aggressive Loan programs
• Purchase or Refinance
• Seller Carry to 100% CLTV - OK
• 50-55% LTV for Commercial Properties
• 60% LTV for Residential Properties
• Any Credit Score Qualifies
• We Require the Property to be in a Population of 35k+
• $15 Million on Good, Clean Properties
• $5 Million Maximum on all Others
• Bankruptcy Bailouts OK
• Rual, Single Purpose OK
• Use your appraisal
